Contractor products
November 02, 2016
Ever wondered how you could protect yourself financially as a contractor, from both personal and professional situations that could leave you either unable to earn or looking after your dependents if the worst were to happen? At Contractor Financials, we know that although there are great...
negative interest rate
October 31, 2016
Imagine a world where savers are charged to keep their money in the bank and borrowers are paid. Sound crazy? That’s the world of negative interest rates, and believe it or not over 500 million people in a quarter of the world economy are living with these rates as the norm. What is a negative...
Sick Contractor
October 13, 2016
As winter fast approaches, the chances of you catching an illness increases dramatically as the mercury drops. At best, the cold days bring along the sniffles, but what about the unlucky ones? From the dreaded flu to colds, norovirus, sore throats and even heart attacks; all of these illnesses...
Buy To Let House
October 12, 2016
Recent budget statements have been unkind to landlords; with a range of reforms seeing their profits from renting decreasing, whilst the cost of buying and owning a buy to let increases. From the 3% Stamp Duty levy imposed in April 2016 on non-primary residences, what now follows is a range of new...
Money and Houses
October 04, 2016
Contractor Financials are delighted to announce the latest contractor deal secured exclusively for Contractor Financials clients. Accord Mortgages have announced two exclusive rates in order to improve their policies for contractors. They are offering a 2-year fixed rate of 1.29% for a 65% loan-to-...
Short and Long Term Mortgages
October 04, 2016
With ever increasing prices for property in the UK, the traditional 25-year mortgage is slowly disappearing, with many first time buyers looking to join the ladder choosing to take out a loan on a term of 30, 35 or even 40 years. These ‘long-life loans’ are common in countries such as Japan and...
First Time Buyers
October 04, 2016
More than 100 days after the UK voted to leave the EU, record low rate mortgages are on offer to first time buyers and those looking to remortgage. The research by ‘Which?’ shows that the number of mortgages on the market has also risen by 13% since the Brexit vote. The study shows that in...
Help To Buy
September 30, 2016
In an apparent move to further distance the current Government from the remnants of David Cameron’s leadership, the current Chancellor, Philip Hammond, has confirmed that the second phase of the much vaunted Help to Buy scheme will close this December. The previous Chancellor, George Osborne,...
How To Retire Early
September 27, 2016
For many of us, the thought of retiring early is a pipe-dream. And with the ever increasing state-retirement age, many of us feel that we need to take our future financial wealth into our own hands. But how early can you afford to retire? Maybe 60, or even 55? Whether or not you have a number in...
First Time Buyers
September 26, 2016
Help to Buy refers to a range of schemes set up by Government that were announced in March 2013. The schemes aim to help people struggling to secure a large enough deposit to buy a house by encouraging lenders to provide mortgages to those with a 5% deposit – a loan to value (LTV) of 95%. Why was...

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