London Help To Buy
February 01, 2016
The government’s latest incarnation of the Help to Buy scheme launched yesterday with the largest contractor friendly lender first to market. Help to Buy Equity Loan was introduced by the Chancellor, George Osborne, in April 2013 to support prospective buyers to get on or move up the property...
Stamp Duty
January 20, 2016
Stamp Duty is due for a second change in as many years following the Chancellor’s, George Osborne, announcement in his Autumn Statement where a 3% levy on the purchase of any buy to let or second home was muted. The actual impact of the new tax, it seems, will be far wider reaching according to the...
Family Photo
January 15, 2016
With winter firmly upon us and the start of the year fully underway, many contractors are beginning to review their finances and crucially the impact that tightening expenses rules and April’s dividend tax changes will have on their tax bills. The team at Contractor Financials have been working...
Mortgage and Protection
January 12, 2016
2016 is set to be a year of tax and axe. In both the Summer Statement and Autumn Statement of 2015 the Chancellor announced sweeping tax changes hitting landlords and contractors who operate through a limited company or umbrella. With dividend tax and Stamp Duty set to change in April contractors...
Rate Cuts
December 15, 2015
Contractor Financials are delighted to announce the entry of a new contractor friendly lender, available exclusively through Contractor Financials. Despite a broadening of lending policy in recent years, many contractors still find themselves locked out of high loan to value mortgages as lenders...
House in Hand
December 04, 2015
With lenders approaching their financial year end, and a predicted rise in the Bank of England’s Base Rate next year, contractors are looking on December as the last chance to grab one of the ultra-low rates currently available on the market. The remortgage market has seen an explosion in recent...
Calculator
December 03, 2015
Individuals looking to buy their first property are now able to benefit from a cash injection from the Government, if they open a help to buy ISA. If you are saving for your first home there is now an ISA available to help. It is an attractive option for those looking to get on the ladder as the...
Row of Houses
November 25, 2015
George Osborne has today used his Autumn Statement to usher in a range of measures, aimed at assisting new home owners in securing their first home. In a continuation of the Government’s election winning policy, to be seen as a leadership keenly focused on aiding all would-be homebuyers onto the...
Piggy Bank
November 11, 2015
With the market awash with cheap rates, it’s easy for unsuspecting borrowers to get suckered into deals with a great headline rate only to find they pay colossal fees for the privilege. That’s not the case with the latest exclusive mortgage rate secured by ContractorFinancials from Clydesdale Bank...
Percentage
October 14, 2015
The average two-year fixed rate has returned to its lowest rate ever recorded, after spiking in September, whilst the number of mortgage products available has risen to an all-time high. The research, carried out by moneyfacts.co.uk, revealed the average two year fixed rate has fallen from...

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